REAL ESTATE LOANS

Are there closing costs associated with a second mortgage loan?
Closing costs on second mortgages vary as to whether the loan is open-end or closed-end, what the loan-to-value is, and what the loan product is, among othe...
Thu, 23 Feb, 2023 at 10:40 AM
Can I change insurance companies for my homeowner's policy? Does the Credit Union need to know?
If you choose to replace your current homeowner’s coverage, please send your replacement policy within 30 days of occurrence to: Mail: EECU Attn: Insu...
Wed, 3 Dec, 2025 at 12:48 PM
Can I delete my escrow account?
You have the option to opt out of an escrow account for certain loan types. Please send your request or inquiry to realestateservicing@myeecu.org for review.
Wed, 3 Dec, 2025 at 12:50 PM
Can I get a copy of my appraisal?
Yes. You will receive a copy of your appraisal.
Thu, 23 Feb, 2023 at 10:45 AM
Can I pay my own real estate taxes and homeowners insurance?
You can pay your own taxes and insurance or you can open an escrow (impound) account with EECU. If you open an escrow account, your property tax, homeowners...
Fri, 21 Feb, 2025 at 5:10 PM
Can I roll my closing cost fees into my loan?
Yes, if you are refinancing your loan and you have sufficient equity. For more information, refer to the Mortgage and Home Equity Line of Credit page on our...
Thu, 23 Feb, 2023 at 10:48 AM
Can the payment date on my mortgage loan be other than the first of the month?
No. Unfortunately, this is the only payment date available at this time.
Thu, 23 Feb, 2023 at 10:49 AM
Can the payment on my Home Equity Line of Credit be other than the first of the month?
No. Unfortunately, this is the only payment date available at this time.
Thu, 23 Feb, 2023 at 10:50 AM
Do I need to provide you with proof of my homeowners insurance?
Yes, you must provide proof of one year full coverage at the time of closing the purchase of a new home. If the transaction is a refinance, it is sufficient...
Thu, 23 Feb, 2023 at 10:51 AM
Do you offer JUMBO Loans?
We offer a 30-year fixed rate JUMBO loan on owner occupied/primary residences. For information on JUMBO loans please call our Member Service Center at 1-800...
Fri, 14 Feb, 2025 at 3:00 PM