A reloadable card is different from a debit card because your reloadable card is not linked to your checking account.  It is different from a credit card because the money that is on your reloadable card is funded by you.  Your reloadable card is different from a gift card because the gift card is a one-time use card (it cannot be reloaded). For more details visit the Visa Gift and Reloadable Cards page on our website.