Use your PIN to withdraw funds from any ATM where Visa debit cards are accepted. Be sure to select "checking" as the account type. To withdraw funds at a financial institution, present the card to the teller and ask for a cash advance or withdrawal. In some instances, retailers will allow you to obtain cash back after making a purchase when you enter your PIN and select "debit" on the point of sale terminal. Please refer to the fee schedule you received with your card (it is also available online at www.atirareload.com/fees) for possible fees.