We will send a renewal notice to the address on file two weeks prior to the maturity date of a share certificate. The notice will advise of the upcoming maturity date and will give you three options for the maturing certificate: 

  1. Renew the certificate at the current rate
  2. Add to the certificate and renew it at the current rate
  3. Redeem the certificate and redirect the funds

If the renewal notice is not returned, the certificate will automatically renew at the current rate for the same term, provided the same term is offered at that time.