When a check is presented for payment to EECU it is often through electronic means. The method of clearing checks electronically does not allow us to monitor each individual check for proper dates. If an item is post-dated (dated in the future) then it should not be negotiated by the payee until the date on the check. Our Post-Dated Checks policy states: "Post-dated checks may be cashed if presented by the payee before the date unless you have given us notice enough in advance to avoid paying the check until the date on the check. The notice is effective for six (6) months if in writing (14 days if oral) and may be renewed for an additional six (6) month period." This policy is provided at account opening and is available on our website, myEECU.org.
What happens if a check clears prior to the date written on the check? Print
Modified on: Tue, 21 Feb, 2023 at 11:55 AM
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