Overdraft protection is available from your share savings account to your checking account by default (overdraft protection is not available on the Right Start Checking account). If your checking account is overdrawn, money will transfer automatically from your savings account to cover the item, provided there are enough funds in the savings account to do so.
EECU also offers another type of overdraft protection, Platinum Overdraft, that may pay an item when there are insufficient funds in your account at the time of the debit instead of returning or denying the transaction. There is a fee for this service, but it may prevent additional and more expensive fees imposed by the merchant to whom payment is owed. You must qualify for this service.
You may also apply for an Overdraft Protection loan. There is no fee for the loan if it is not used, and repayment can be made in monthly installments.
For more information call our Member Service Center at 1-800-538-3328.