To make loans available to as many members as possible, we offer a variety of rates. The actual rate of interest applicable to your loan will depend on a number of factors including, but not limited to, credit history and loan payments by automatic payment. The rate assigned will be disclosed to you before you become obligated. A .50% discount for loan payments by automatic payment is available on certain loan types. The rate reduction does not apply to VISA credit cards, certain unsecured loans or share secured loan sub-accounts.
Dealer Purchase - marked new on the purchase order: 100% of purchase price, not to exceed 120% of MSRP (Manufacturer's Suggested Retail Price) including tax, license, Mechanical Breakdown Insurance (MBI) or dealer warranty, Guaranteed Auto Protection (GAP) waiver, upgrades (accessories), and applicable fees.
Dealer Purchase - marked used on the purchase order: 100% of retail Kelley Blue Book (plus tax, license, MBI or dealer warranty, GAP, and applicable fees).
Used Auto Financing: up to 100% of retail Kelley Blue Book or JD Power (plus tax, license, MBI or dealer warranty, GAP, and applicable fees).